+48 531 937 973
kredity.pl@gmail.com
kredity.pl@gmail.com
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Business Loan in Poland for Entrepreneurs and Companies
To develop and scale their business in Poland, migrant entrepreneurs often seek external financing in the form of business loans. Polish banks are willing to lend to both sole proprietorships (JDG) and limited liability companies (Sp. z o.o.), but they impose clear requirements regarding income stability, the duration of business operations (usually from 12–24 months), and legal residency status. Funds can be used for purchasing equipment, covering operational expenses, or refinancing liabilities, with loan terms reaching up to 10 years depending on the purpose—whether for working capital or long-term investments.
Since the success of an application directly depends on the credit history in BIK and proper tax reporting, each case requires professional analysis. We will help you assess your company's actual creditworthiness, prepare a complete document package, and select the optimal bank offer. Our support at every stage—from financial analysis to contract signing—will significantly increase your chances of obtaining the capital needed for your business's growth.
Since the success of an application directly depends on the credit history in BIK and proper tax reporting, each case requires professional analysis. We will help you assess your company's actual creditworthiness, prepare a complete document package, and select the optimal bank offer. Our support at every stage—from financial analysis to contract signing—will significantly increase your chances of obtaining the capital needed for your business's growth.
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Or call us yourself:
+48 531 937 973
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1. Privacy Policy and Terms of Service
This document defines how personal data of users of https://kredity.pl and Biały Pies Sp. z o. o. social media pages is processed and protected, in accordance with Regulation (EU) 2016/679 (GDPR).
Biały Pies Sp. z o. o. provides credit consulting for foreigners in Poland. The company is not a bank, lender, or financial institution and does not guarantee loan approval.
2. Data Controller
Biały Pies Sp. z o. o.
UL. KROWODERSKA 3 / 1, 31-141 KRAKÓW
NIP: 6772394321
REGON: 362814498
Email: kredity.pl@gmail.com
3. Sources and categories of data
Data may be obtained:
4. Purposes and legal bases
4.1. Contract — Art. 6(1)(b) GDPR.
4.2. Legitimate interest — Art. 6(1)(f) GDPR:
5. Recipients
6. Transfers outside the EU
Data may be transferred to third countries, including the USA, under Standard Contractual Clauses (Art. 46 GDPR).
7. Retention periods
8. User rights
9. Cookies
The site uses cookies for operation, analytics (with consent), and marketing (with consent).
10. Data provision
Providing data is voluntary; some features may be unavailable without it.
11. Updates
Biały Pies Sp. z o. o. may amend this document. The current version is always on the website.
12. Limitation of liability
12.1. Information is general and not official bank or government advice.
12.2. The company is not liable for:
12.3. Not liable for user actions, inaccurate user data, or independent use of information.
12.4. Not liable for third parties or outages of FormSubmit.co, OpenAI, Google, hosting, CRM.
12.5. Not liable for downtime or technical failures.
12.6. Liability limited to direct damages as permitted by law.
Last updated: 15 July 2026.
This document defines how personal data of users of https://kredity.pl and Biały Pies Sp. z o. o. social media pages is processed and protected, in accordance with Regulation (EU) 2016/679 (GDPR).
Biały Pies Sp. z o. o. provides credit consulting for foreigners in Poland. The company is not a bank, lender, or financial institution and does not guarantee loan approval.
2. Data Controller
Biały Pies Sp. z o. o.
UL. KROWODERSKA 3 / 1, 31-141 KRAKÓW
NIP: 6772394321
REGON: 362814498
Email: kredity.pl@gmail.com
3. Sources and categories of data
Data may be obtained:
- via contact forms (processed through FormSubmit.co);
- via the AI chat (phone number, messages, chat transcript);
- via messengers (WhatsApp, Telegram, Viber, Messenger);
- through social media interactions;
- automatically via cookies and analytics tools.
4. Purposes and legal bases
4.1. Contract — Art. 6(1)(b) GDPR.
4.2. Legitimate interest — Art. 6(1)(f) GDPR:
- responding to inquiries;
- storing correspondence and chat history;
- CRM and contact history;
- evidentiary basis;
- staff training and quality control.
5. Recipients
- CRM, hosting, and IT providers;
- FormSubmit.co;
- OpenAI (AI chat processing);
- Google analytics services.
6. Transfers outside the EU
Data may be transferred to third countries, including the USA, under Standard Contractual Clauses (Art. 46 GDPR).
7. Retention periods
- form data — up to 3 years from last contact;
- AI chat transcripts — up to 12 months;
- CRM data — up to 3 years;
- analytics/cookies — until consent is withdrawn.
8. User rights
- access (Art. 15);
- rectification (Art. 16);
- erasure (Art. 17);
- restriction (Art. 18);
- portability (Art. 20);
- objection (Art. 21);
- withdraw consent (Art. 7);
- complaint to UODO (Art. 77).
9. Cookies
The site uses cookies for operation, analytics (with consent), and marketing (with consent).
10. Data provision
Providing data is voluntary; some features may be unavailable without it.
11. Updates
Biały Pies Sp. z o. o. may amend this document. The current version is always on the website.
12. Limitation of liability
12.1. Information is general and not official bank or government advice.
12.2. The company is not liable for:
- bank decisions to approve or reject credit;
- bank terms, rates, and requirements;
- bank processing times;
- changes in bank policy or legislation.
12.3. Not liable for user actions, inaccurate user data, or independent use of information.
12.4. Not liable for third parties or outages of FormSubmit.co, OpenAI, Google, hosting, CRM.
12.5. Not liable for downtime or technical failures.
12.6. Liability limited to direct damages as permitted by law.
Last updated: 15 July 2026.